RESOLUTION:
OK, I heard back from Garmin after they reviewed all my data. Basically they said - Where on earth did you get 15% as a roll servo torque and proceeded to explain how to set up the AP and referred me to Appendix A for a full description. According to Appendix A, the torque should be set to the maximum acceptable torque value...meaning to me, it should be pretty hard to disconnect the AP by moving the stick.
As I've said before, I don't know how a 15% torque value got in there. The bottom line to me is...the AP is a very important system and should be reviewed after software updates to make sure nothing changed or that a fat finger mistake wasn't made.
Thank you G3xperts for reviewing my data and getting back to me so quickly. Garmin tech support is the best