We are brokers specifically for aviation insurance and would like to jump into this conversation. We see many liability claims and they can get messy; considering that not all liability claims occur from crashing into others? property. For example if you taxi into another aircraft, vehicle, taxiway light, along with the other examples in previous posts.
In the instance of the RV-3, I would like to mention that dual instruction is not required in this model specifically as it is a 1 seat aircraft. Most insurance companies require the pilot to get dual instruction in another tailwheel model Vans. This is something you should discuss with your broker.
Also, in regards to the RV-3, even though it is a 1 seat aircraft, you may want to evaluate whether or not you need passenger liability. I know this may sound strange but the reason is, if anyone beside you flies the aircraft they are technically considered a passenger and therefore could collect the passenger limit. However, if you are the only named pilot on the policy it is fine to carry liability that excludes passengers and save yourself a few bucks.
In most cases, a liability only policy for a Vans aircraft is only about $300 a year.
Feel free to call or email us if you have any questions. We are always happy to help!
Gallagher Aviation (formerly NationAir)
Jennifer Cummins (
[email protected])
Shanna Linton (
[email protected])
Leah Ringeisen (
[email protected])
877-475-5860