Tools cost money, no way around it.
When I first started I was spending around $200 a month on tools and that was after buying a starter tool kit. That continued through the wing stage and I still have the "urge" to buy more. Sears just dropped of a $65 box yesterday.
Now I am buying more electrical type tools and I thought I already had all of those.
What I'm saying is, get a starter kit and be prepared to add to it.
When you get the urge to say, "I don't have the right tool but I can make something else work." Stop, open your wallet, order the correct tool, and work on something else until the new tool arrives. Otherwise you will loose more time while waiting for the replacement part from Van's and the new tool to arrive. Trust me, this will save you $$$ too.