Mike , I looked at your method but felt even a unknowing passenger could bend the locking mechanism by applying a little strong force thinking it's just binding. I went with the same type lock but straight out from the rack. It's far enough from the extended rack that the rack does not touch the lock but with the rack retracted (door closed) the lock arm swings in front of the rack. This way a large force will not bend the arm ( it's straight on rather than at a 90 degree angle from the rack). The lock will have to be forced to rip thru the composite (I beefed that area up) to break in and at that point if someone wants in they will find another way.
Ron