I might quibble with the words "very poor".
I built an Archer-clone, bent the high current part downward (top to bottom) as much as possible. I have a -10 so there is more vertical room to do this than in other RV's (except maybe the -14?). I'd say the effective range is about 60 - 70% that of my external belly whip. I'd call it "fair". For my flying, for a #2 com, it's good enough.
And another problem is the VSWR is going to be very high on an low efficiency antenna, on a receive only radio the result of that is weak signal, with a transmitter the result is an overload of the transmitter output transistors whiich may result in failure.