VansAirForceForums  
Home > VansAirForceForums

-POSTING RULES
-Advertise in here!
- Today's Posts | Insert Pics

Keep VAF Going
Donate methods

Point your
camera app here
to donate fast.

  #1  
Old 10-29-2017, 10:33 AM
Michael Henning Michael Henning is offline
 
Join Date: Jun 2011
Location: Nashua, NH
Posts: 546
Default Prop strike and an AD question

Prop strike occurred, insurance mandates a full Tear down and IRAN. Connecting rods are affected by AD (replace at 1500 hours, if removed, cannot be reinstalled, engine has 200 hours). Rods had to be removed for tear down as a result of prop strike, otherwise I would have run them until 1500 hours.
Question is, should insurance cover the cost of new rods? All opinions appreciated.
__________________
Mike
RV-4 #2750
N654ML
IO-360
WW150C Prop
1018 lbs
Flying

Last edited by Michael Henning : 10-29-2017 at 10:40 AM.
Reply With Quote
  #2  
Old 10-29-2017, 11:06 AM
lr172 lr172 is online now
 
Join Date: Oct 2013
Location: Schaumburg, IL
Posts: 6,713
Default

I have no specific experience in this area other than a bit about the claim process in general, but if the rods were not damaged from the prop strike and they were replaced only due to a manufacturing defect, I imagine it will be difficult to get them to cover the cost eventhough they required the teardown. With the teardown, they are just forcing you to use best practices in properly inspecting the engine to reduce further liability. It's not really their fault (i.e. covered area) that the rods were defective and replacing non-defective rods during an IRAN inspection is not a standard practice. Insurance companies tend to follow industry standards when making coverage decisions.

Let us know what they say.

Larry
__________________
N64LR - RV-6A / IO-320, Flying as of 8/2015
N11LR - RV-10, Flying as of 12/2019

Last edited by lr172 : 10-29-2017 at 11:13 AM.
Reply With Quote
  #3  
Old 10-29-2017, 03:52 PM
BobTurner BobTurner is offline
 
Join Date: Dec 2011
Location: Livermore, CA
Posts: 7,857
Default

+1. The insurance company will only pay to replace things damaged by the prop strike. So if the connecting rods are damaged, they will pay. If they are defective but not from the prop strike, it is not reasonable to expect them to pay.
Reply With Quote
  #4  
Old 10-29-2017, 04:06 PM
rolivi's Avatar
rolivi rolivi is offline
 
Join Date: Feb 2015
Location: Fort Worth
Posts: 560
Default

Quote:
Originally Posted by BobTurner View Post
+1. The insurance company will only pay to replace things damaged by the prop strike. So if the connecting rods are damaged, they will pay. If they are defective but not from the prop strike, it is not reasonable to expect them to pay.

I think Bob is correct. I had some non-strike related items that were discovered during the inspection and I had to pay for them.
__________________
Rob
RV-6A (Purchased)
2021 Dues Paid, of course
Reply With Quote
  #5  
Old 10-29-2017, 04:08 PM
Michael Henning Michael Henning is offline
 
Join Date: Jun 2011
Location: Nashua, NH
Posts: 546
Default

The rods are fine, until they came off of the engine, as a direct result of prop strike.
__________________
Mike
RV-4 #2750
N654ML
IO-360
WW150C Prop
1018 lbs
Flying
Reply With Quote
  #6  
Old 10-29-2017, 04:25 PM
BobTurner BobTurner is offline
 
Join Date: Dec 2011
Location: Livermore, CA
Posts: 7,857
Default

Quote:
Originally Posted by Michael Henning View Post
The rods are fine, until they came off of the engine, as a direct result of prop strike.
That sort of logic is not likely to work. The rods are not fine, they’re defective. Otherwise there would be no A/D. Even if they were damaged by the prop strike, the insurance company might only offer their net value, pro-rated to 1500 hours. Same as they may offer the current, used value of the prop-not the new price.

Last edited by BobTurner : 10-29-2017 at 04:28 PM.
Reply With Quote
  #7  
Old 10-29-2017, 04:41 PM
Sue Sue is offline
 
Join Date: Nov 2012
Location: Ok
Posts: 99
Default Attorney?

Rods were fine until 1500 hrs, but what made them
Be pulled early ? Prop strike, because if there was no
Prop strike then you would not be changing them out
Earlier
personally I would negotiate a reasonable price
for ?serviceable Rods?if not then bring up
Arbitration for the rods
Bottom line
you bet there would be accident with
Your aircraft and the insurance company
bet there would not
They lost.
Reply With Quote
  #8  
Old 10-29-2017, 04:47 PM
David Paule David Paule is offline
 
Join Date: Dec 2009
Location: Boulder, CO
Posts: 5,069
Default

To me it seems as if it's good practice to replace the rods now but it's not mandatory. Since the engine is torn down on the insurance company's dime, if it were me, I'd spring for the new rods myself and probably not bother them about it. That's a lot cheaper than putting the old rods back in and doing the job over again at your expense in 1,300 hours.

Of course if I were flying 20 hours a year I might have a different point of view....

Dave
Reply With Quote
  #9  
Old 10-29-2017, 04:52 PM
BobTurner BobTurner is offline
 
Join Date: Dec 2011
Location: Livermore, CA
Posts: 7,857
Default

Quote:
Originally Posted by David Paule View Post
To me it seems as if it's good practice to replace the rods now but it's not mandatory.
Dave
It is mandatory. The AD requires the rods be replaced the next time they?re out, for any reason, or 1500 hours, whichever comes first.
Reply With Quote
  #10  
Old 10-29-2017, 06:28 PM
Plummit's Avatar
Plummit Plummit is offline
 
Join Date: Apr 2010
Location: SoCal
Posts: 1,390
Default

Seems like they should be covered. IRAN= Inspect and repair as necessary.
Would they not pay for gaskets because they were fine until they were removed and can't be used again? What about the other items that can't be reused?

You paid for insurance to cover your whole plane and engine. Did the policy have an exception for certain parts? Can the engine be reassembled sans rods?
More importantly, will insurance rates increase b/c of the prop strike?

You may need to get more adamant with the adjuster...
-Marc
__________________
RV-10
N814RV
2021 Donation Made

Last edited by Plummit : 10-29-2017 at 06:50 PM.
Reply With Quote
Reply


Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -6. The time now is 10:06 AM.


The VAFForums come to you courtesy Delta Romeo, LLC. By viewing and participating in them you agree to build your plane using standardized methods and practices and to fly it safely and in accordance with the laws governing the country you are located in.