VansAirForceForums  
Home > VansAirForceForums

-POSTING RULES
-Advertise in here!
- Today's Posts | Insert Pics

Keep VAF Going
Donate methods

Point your
camera app here
to donate fast.


Go Back   VAF Forums > Main > RV General Discussion/News
Register FAQ Members List Calendar Search Today's Posts Mark Forums Read

Reply
 
Thread Tools Search this Thread Display Modes
  #1  
Old 04-28-2016, 10:57 AM
Shanna Linton Shanna Linton is offline
 
Join Date: Feb 2014
Location: St. Louis, MO
Posts: 16
Default Are you inadvertently voiding your insurance policy?

Did you know most Pleasure and Business policies do not cover instruction in your Vans Aircraft if the person receiving instruction is not a "Named Pilot"? This is typically true even if the CFI is a Named Pilot. Always be sure to double check with your broker prior to allowing your friends and loved ones to get instruction in your aircraft.
__________________
Leah Ringeisen, Shanna Linton, Katie Escalante & Kim Schuler

Gallagher Aviation
877-475-5860
Arthur J. Gallagher Risk Management Services, Inc.
(Formerly NationAir Aviation Insurance)
www.ajg.com/lightaircraft / www.ajg.com
Opinions and advice provided by Arthur J. Gallagher & Co. is not intended to be, and should not be construed to be, legal advice. Please direct any request for legal advice to your attorney.
*paid advertiser
Reply With Quote
  #2  
Old 04-28-2016, 11:17 AM
dmaib's Avatar
dmaib dmaib is offline
 
Join Date: Jan 2006
Location: New Smyrna Beach, FL
Posts: 1,341
Default

Yep. That is why Transition Training providers have to purchase extra insurance to provide training in their airplane (or self insure, which is something that I did not care to do). That is what ultimately led to my decision to no longer provide Transition Training.
__________________
David Maib
RV-10 N380DM
New Smyrna Beach, FL
VAF Paid 1/21/2021

"In '69 I was 21, and I called the road my own"
Jackson Browne





Reply With Quote
  #3  
Old 04-28-2016, 11:26 AM
Auburntsts's Avatar
Auburntsts Auburntsts is offline
 
Join Date: Jan 2005
Location: Tampa, FL
Posts: 3,029
Default

So is that true for "all" Instruction to include flight reviews? IOW if I want to receive a flight review in my own aircraft, the CFI has to be a named pilot on my policy and even then I might still void my policy depending on how it's worded?
__________________
Todd "I drink and know things" Stovall
PP ASEL-IA
RV-10 N728TT - Flying!
WAR EAGLE!
Reply With Quote
  #4  
Old 04-28-2016, 11:29 AM
Mel's Avatar
Mel Mel is offline
 
Join Date: Mar 2005
Location: Dallas area
Posts: 11,231
Default

Quote:
Originally Posted by Auburntsts View Post
So is that true for "all" Instruction to include flight reviews? IOW if I want to receive a flight review in my own aircraft, the CFI has to be a named pilot on my policy and even then I might still void my policy depending on how it's worded?
You should be a "named pilot" in your own aircraft. I think the OP was talking about allowing a friend to take instruction in your airplane.
__________________
Mel Asberry, DAR since the last century. Over 1,000 certifications accomplished. Discount for Veterans, Law Enforcement, Fire Fighters.
EAA Flight Advisor/Tech Counselor, Friend of the RV-1
Recipient of Tony Bingelis Award and Wright Brothers Master Pilot Award
USAF Vet, High School E-LSA Project Mentor.
RV-6 Flying since 1993 (sold)
<rvmel(at)icloud.com>
Reply With Quote
  #5  
Old 04-28-2016, 11:33 AM
Auburntsts's Avatar
Auburntsts Auburntsts is offline
 
Join Date: Jan 2005
Location: Tampa, FL
Posts: 3,029
Default

Quote:
Originally Posted by Mel View Post
You should be a "named pilot" in your own aircraft. I think the OP was talking about allowing a friend to take instruction in your airplane.
Of course I am and that's not how I interpreted the OP except in David's case where a CFI is using their own plane for instruction. I took it to mean in all cases hence my question.
__________________
Todd "I drink and know things" Stovall
PP ASEL-IA
RV-10 N728TT - Flying!
WAR EAGLE!
Reply With Quote
  #6  
Old 04-28-2016, 11:35 AM
Shanna Linton Shanna Linton is offline
 
Join Date: Feb 2014
Location: St. Louis, MO
Posts: 16
Default

Quote:
Originally Posted by Auburntsts View Post
So is that true for "all" Instruction to include flight reviews? IOW if I want to receive a flight review in my own aircraft, the CFI has to be a named pilot on my policy and even then I might still void my policy depending on how it's worded?
During a BFR the CFI does not necessarily have to be a ?named pilot? as long as you are current and remain PIC. The only time I can think of offhand where there would be a gray area is if; Let say you became incapacitated for some reason and the CFI had to become PIC during the flight (and he did not meet your ?Open Pilot Warranty.?). But this would be a rare and unlikely instance.

In most cases getting a BFR in your aircraft without the CFI being named is perfectly fine.
__________________
Leah Ringeisen, Shanna Linton, Katie Escalante & Kim Schuler

Gallagher Aviation
877-475-5860
Arthur J. Gallagher Risk Management Services, Inc.
(Formerly NationAir Aviation Insurance)
www.ajg.com/lightaircraft / www.ajg.com
Opinions and advice provided by Arthur J. Gallagher & Co. is not intended to be, and should not be construed to be, legal advice. Please direct any request for legal advice to your attorney.
*paid advertiser
Reply With Quote
  #7  
Old 04-28-2016, 11:36 AM
Auburntsts's Avatar
Auburntsts Auburntsts is offline
 
Join Date: Jan 2005
Location: Tampa, FL
Posts: 3,029
Default

Thanks Shanna!
__________________
Todd "I drink and know things" Stovall
PP ASEL-IA
RV-10 N728TT - Flying!
WAR EAGLE!
Reply With Quote
  #8  
Old 04-28-2016, 11:43 AM
rleffler's Avatar
rleffler rleffler is offline
 
Join Date: Jun 2006
Location: Delaware, OH (KDLZ)
Posts: 4,287
Default

Quote:
Originally Posted by Auburntsts View Post
So is that true for "all" Instruction to include flight reviews? IOW if I want to receive a flight review in my own aircraft, the CFI has to be a named pilot on my policy and even then I might still void my policy depending on how it's worded?
Todd,

Like Mel stated, you're covered.

Where I ran into issues was for my IPC recurrent training. While I had the view limiting device on, the CFII is technically the PIC. I was able to add my CFII as a named pilot, but only in the role of providing instruction to me, at no additional expense. He wasn't covered to operate the aircraft as the sole occupant and PIC.

bob
__________________
Bob Leffler
N410BL - RV10 Flying
http://mykitlog.com/rleffler
Reply With Quote
  #9  
Old 04-28-2016, 11:50 AM
BobTurner BobTurner is offline
 
Join Date: Dec 2011
Location: Livermore, CA
Posts: 7,867
Default

Quote:
Originally Posted by dmaib View Post
Yep. That is why Transition Training providers have to purchase extra insurance to provide training in their airplane (or self insure, which is something that I did not care to do). That is what ultimately led to my decision to no longer provide Transition Training.
Me too.
Cost of extra insurance exceeded income.
Reply With Quote
  #10  
Old 04-28-2016, 05:21 PM
BobTurner BobTurner is offline
 
Join Date: Dec 2011
Location: Livermore, CA
Posts: 7,867
Default

Quote:
Originally Posted by rleffler View Post
Todd,

Like Mel stated, you're covered.

Where I ran into issues was for my IPC recurrent training. While I had the view limiting device on, the CFII is technically the PIC.
bob
Where did you get such an idea? You can fly under the hood with a non-instrument rated private pilot as safety pilot. If you are responsible for the safe and legal operation of the airplane, you are PIC. Of course you must be current wrt BFR, and may not enter actual imc unless instrument current.
Reply With Quote
Reply


Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -6. The time now is 03:42 AM.


The VAFForums come to you courtesy Delta Romeo, LLC. By viewing and participating in them you agree to build your plane using standardized methods and practices and to fly it safely and in accordance with the laws governing the country you are located in.