Teaching was definitely the culprit. The broker said that "time in type" is the most important variable, followed by the fact that it is a "teaching" airplane. My buddy had zero RV-12 hours, so there was a mandated 5 hr of dual. For me to give him the dual instruction the policy had to include the permission for me to do so. What makes no sense is that he & I are co-owners of Cirrus SR22 and the policy for that plane is lower than the RV12. At least, only for this first year. Broker promises that the premium will be "better" if he gets 25 hrs of time in type.
David B. Hill
Dues paid through 6-2023