Having gone through the process of a claim, (one of the lucky victims of the MT prop gov issue). I am a believer that nothing can be more expensive than cheap insurance. AIG covered me properly and with respect and genuine effort to make me whole to the best extent possible. Other victims with different companies weren't so fortunate. If the price chasm isn't too wide, my first choice is AIG.
I called AVEMCO once and the quote was ridiculous, like 150 % more. When I told the agent of my other quote her answer was "We hear that all the time and when we pass it up to management they tell us they aren't really interested in experimental business. At least their agents are honest.
KITPLANES Contributing Editor