EAA - Falcon Insurance
There are lots of considerations when comparing insurance costs:
Location, airport type, pilot experience, aircraft type, horsepower, gear configuration, etc.
Going through EAA and Falcon Insurance - this year our insurance has decreased with the same coverage. Two pilot owners. Open policy for anyone over 500 hours total time, over 100 tail wheel time and 25 hours in type (RV-7).
Home field is a 3500' grass strip and hangared.
What changed since last year? My wife and I accrued more hours in our RV-7. We both aged a year. We flew more hours in other aircraft. I got another type rating and upgraded to captain at my day job.
Even though we have hundreds of hours in RV aircraft, we did not have many hours in the -7. We fly many different types of aircraft and don't accrue all our hours in one type.
Hull value $80,000, my age 43, RV-7 (tail wheel), 200 hp C/S. My wife has more than 25 hours in the -7 this year, which takes her over an insurance threshold. I've got more than 125 hours in the -7 which exceeds another insurance threshold.
$1502 from Oct 2019 - Sep 2020.
$1257 for Oct 2020 - Sep 2021.