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-   -   Are you inadvertently voiding your insurance policy? (https://vansairforce.net/community/showthread.php?t=137231)

Shanna Linton 04-28-2016 09:57 AM

Are you inadvertently voiding your insurance policy?
 
Did you know most Pleasure and Business policies do not cover instruction in your Vans Aircraft if the person receiving instruction is not a "Named Pilot"? This is typically true even if the CFI is a Named Pilot. Always be sure to double check with your broker prior to allowing your friends and loved ones to get instruction in your aircraft.

dmaib 04-28-2016 10:17 AM

Yep. That is why Transition Training providers have to purchase extra insurance to provide training in their airplane (or self insure, which is something that I did not care to do). That is what ultimately led to my decision to no longer provide Transition Training.

Auburntsts 04-28-2016 10:26 AM

So is that true for "all" Instruction to include flight reviews? IOW if I want to receive a flight review in my own aircraft, the CFI has to be a named pilot on my policy and even then I might still void my policy depending on how it's worded?

Mel 04-28-2016 10:29 AM

Quote:

Originally Posted by Auburntsts (Post 1074432)
So is that true for "all" Instruction to include flight reviews? IOW if I want to receive a flight review in my own aircraft, the CFI has to be a named pilot on my policy and even then I might still void my policy depending on how it's worded?

You should be a "named pilot" in your own aircraft. I think the OP was talking about allowing a friend to take instruction in your airplane.

Auburntsts 04-28-2016 10:33 AM

Quote:

Originally Posted by Mel (Post 1074433)
You should be a "named pilot" in your own aircraft. I think the OP was talking about allowing a friend to take instruction in your airplane.

Of course I am and that's not how I interpreted the OP except in David's case where a CFI is using their own plane for instruction. I took it to mean in all cases hence my question.

Shanna Linton 04-28-2016 10:35 AM

Quote:

Originally Posted by Auburntsts (Post 1074432)
So is that true for "all" Instruction to include flight reviews? IOW if I want to receive a flight review in my own aircraft, the CFI has to be a named pilot on my policy and even then I might still void my policy depending on how it's worded?

During a BFR the CFI does not necessarily have to be a ?named pilot? as long as you are current and remain PIC. The only time I can think of offhand where there would be a gray area is if; Let say you became incapacitated for some reason and the CFI had to become PIC during the flight (and he did not meet your ?Open Pilot Warranty.?). But this would be a rare and unlikely instance.

In most cases getting a BFR in your aircraft without the CFI being named is perfectly fine.

Auburntsts 04-28-2016 10:36 AM

Thanks Shanna!

rleffler 04-28-2016 10:43 AM

Quote:

Originally Posted by Auburntsts (Post 1074432)
So is that true for "all" Instruction to include flight reviews? IOW if I want to receive a flight review in my own aircraft, the CFI has to be a named pilot on my policy and even then I might still void my policy depending on how it's worded?

Todd,

Like Mel stated, you're covered.

Where I ran into issues was for my IPC recurrent training. While I had the view limiting device on, the CFII is technically the PIC. I was able to add my CFII as a named pilot, but only in the role of providing instruction to me, at no additional expense. He wasn't covered to operate the aircraft as the sole occupant and PIC.

bob

BobTurner 04-28-2016 10:50 AM

Quote:

Originally Posted by dmaib (Post 1074427)
Yep. That is why Transition Training providers have to purchase extra insurance to provide training in their airplane (or self insure, which is something that I did not care to do). That is what ultimately led to my decision to no longer provide Transition Training.

Me too.
Cost of extra insurance exceeded income.

BobTurner 04-28-2016 04:21 PM

Quote:

Originally Posted by rleffler (Post 1074443)
Todd,

Like Mel stated, you're covered.

Where I ran into issues was for my IPC recurrent training. While I had the view limiting device on, the CFII is technically the PIC.
bob

Where did you get such an idea? You can fly under the hood with a non-instrument rated private pilot as safety pilot. If you are responsible for the safe and legal operation of the airplane, you are PIC. Of course you must be current wrt BFR, and may not enter actual imc unless instrument current.


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