The question is a matter of airborne storm speed estimation. Down here in the SE we get big cells and lines of course, but we also get lots of isolated smaller ones and as Alex said, you learn to deal with them or you don't fly much. I'd like to think that everyone here understands storm downflow, outflow, and sensible minimum distance from t-storms of various sizes. If not, you'll get a memorable lesson sooner or later <g>.
Didn't know about the data blocks on a 396-496. I used a borrowed 396 on Monday for the first time and pretty much left it on the map screen with a weather overlay. More learning required. Nice tool and I will have XM in the new airplane.
With an RV you generally have speed and range as the ace up your sleeve, assuming you always maintain an "out" course. Some of the lighter, slower airplanes are more critical; no speed and sometimes as little at 10 gallons usable when full. Best if you make better decisions earlier. Consider this simple example. You're humping along in a J-3 at 70 mph groundspeed. You have a moderate size isolated t-storm about 20 miles off to the right of your course line, and it appears it will intersect your course line at a right angle about 20 miles ahead of your current position. If it is moving at 35 mph you should arrive at the point of intersection with 10 miles of leeway. You may or may not consider that a reasonable minimum, but at least you have a considered number. Clearly anything more than a 35 mph storm groundspeed is gonna make things iffy. It is an example of the old axiom about not flying your airplane anyplace your mind hasn't already gone.
The note about 18,000 ft winds is interesting. If they are a reliable indicator of storm movement, it means upper level winds are useful flight planning info even if you'll be flying low in a basic eggbeater.
Amusing side note; I cheerfully admit the first thing to pop into my head when I see a t-storm is the line from Monty Python's Holy Grail; "Run away, run away!". On first impression, XM weather reminds me of the original PacMan game from the 70's <g>