My two cents: There are, crudely, 3 levels of ifr capability you can go for:
1. WAAS certified (really, it means the waas TSO, I think it's C-145 or 146 something) which leaves you with a choice of a 4xxW or a new GTN xxxW. This gives you precision (LPV) gps approaches, no weird alternate requirements. These receivers interface to all the popular EFIS units (to avoid buying a $2K CDI).
2. Non-Waas units (300 XL, KLN units). These offer only non-precision approaches but very useable for enroute, and will get you in as long as the ceiling isn't too low. FAA (AIM) says you need to carry a VOR on board as backup, limits on alternate requirements. Some of these units will require you to buy/build external annunciator/switches.
3. Hand held gps on the panel, with VOR/ILS receiver. No Gps approach capability. Enroute, the "Center, how about a vector on, say, 159 degrees direct to xyz" (wink, wink) seems to work about 90% of the time in my area. There are more and more airports whose only IFR approaches are gps, but there are still lots with VOR/ILS approaches. Take a look at where you fly.
Something to watch: GRT has promised a new GPS certified receiver in the New Year (in fact, 2 units, one LPV and one non-precision). They have not said how you will do, nor how much it will cost, for the database updates. But if nothing else they may drive the cost of a Garmin down a bit.