Don
Well Known Member
I've been enjoying substantially lower insurance rates for my Cherokee over the past few years. I'm not sure exactly why but I'm not complaining.
I'm now looking at RV's with the intention of buying one to replace the Cherokee while I finish building my dream 9A. First, the base rate for the insurance was a bit more than double to insure an RV (1,315 for the RV). Granted the hull insurance is higher but not double. I asked about getting insurance on a tailwheel aircraft (one of the leading contenders is a tailwheel) and I was surprised to find my rate would go up $425/yr compared to a similar tricycle RV. That wasn't all. I figured I'd need to get my TW endorsement (which I've been wanting to do anyway) but I found out that wasn't enough. I'd need 15 hours of dual with a CFI and then I'd need 10 hours of solo before taking a passenger. None of these are deal breakers but they seemed a bit excessive.
FWIW, I asked how long the TW insurance would stay so high and she said 150-300 hours. That was a lot longer than I expected.
I was curious if others are experiencing similar rates. If not, who's your insurance with (so I can get a quote)?
I'm now looking at RV's with the intention of buying one to replace the Cherokee while I finish building my dream 9A. First, the base rate for the insurance was a bit more than double to insure an RV (1,315 for the RV). Granted the hull insurance is higher but not double. I asked about getting insurance on a tailwheel aircraft (one of the leading contenders is a tailwheel) and I was surprised to find my rate would go up $425/yr compared to a similar tricycle RV. That wasn't all. I figured I'd need to get my TW endorsement (which I've been wanting to do anyway) but I found out that wasn't enough. I'd need 15 hours of dual with a CFI and then I'd need 10 hours of solo before taking a passenger. None of these are deal breakers but they seemed a bit excessive.
FWIW, I asked how long the TW insurance would stay so high and she said 150-300 hours. That was a lot longer than I expected.
I was curious if others are experiencing similar rates. If not, who's your insurance with (so I can get a quote)?