Another reason for grounding the aircraft and keeping the nozzle grounded is that flowing fuel will generate a static charge and could generate a spark. This is not a huge issue in most places, but when there is lots of static in the air, there is a possibility of a spark.
Actually, this is a huge issue anywhere solvents are transferred.
I have been personally involved with 2 static discharge explosions over the last 35 years. Fortunately, there were no significant injuries in either incident, but substantial loss of property and business interruption. The possibility of serious injury or death was very real. We were very, very lucky in both cases. I am also very familiar with explosions from similar circumstances that resulted in multiple deaths.
The chemical industry has been dealing with the issues of static induced explosions for decades, and have come up with very specific requirements for the transfer of flammables from container to container, tanks, and vehicles. OSHA, NFPA et. al. have very specific criteria for the handling of flammable liquids. This is not a random, isolated issue amongst aircraft operators.
The use of static chains on trucks to dissipate static charges while running down the roads have been generally considered of little real value, but doing no harm.
The equalization of potential across the two transfer points is what is required, both before starting the transfer, and during the transfer. A substantial amount of charge can develop during the transfer process, hence the need to maintain the bonding circuit. And while the term "grounding" is not entirely accurate, it is does apply to tank farms systems where the tanks are interconnected.
It has been found that the greatest static charge occurs on the droplets of solvents that are free falling through the air. The smaller the droplet size and the greater the freefall distance exacerbates the issue. Good engineering practice dictates that a downcomer pipe extend to the bottom of the the receiving tank so that while filling, the liquid is being introduced below the liquid surface to reduce static charge development. The same technique is used in transport tankers that handle flammable liquids.
When filling your tanks, make sure that the nozzle is below the surface as much as possible.
Dry (low humidity) conditions aggravates the development of static charges. You guys in the desert are much more susceptible than the guys along the gulf coast.
But we are all at risk!