Flight sims are fun to fly, no insurance needed. Granted, it's not the same as real flying at all, but it does offer the technicalities of flying and helps keep your mind sharp. Could be an option?
I recently flew the Cirrus SF50 jet from SEA to PDF.
Getting on course...nice day, mount Rainier ahead.

The iPad connects to the sim and provides GPS tracking in Foreflight. The Garmin G1000 is flying the plane. Works very realistically.
Flight attendant brought popcorn and cokes to the flight deck while the captain is briefing the approach, not good cockpit discipline, but hey...
Did a missed approach at PDX, requested a flyby.

Tower, "negative ghost rider, the pattern is full". I hope they didn't spill their coffee.
Moderators feel free to delete this post, I fear I've gone off the rails a bit.