Quote:
Originally Posted by lr172
I'm not sure I agree with that. You get a quote for insurance on your 10 and the ins co requires 10 hours of flight time to get that insurance. You then sign an agreement stating that you meet the requirements. It doesn't seem out of line for the ins co to ask you to prove it at some time (not a logbook entry per se; I am sure an affidavit from the CFI or other pilot would be adequate), regardless of the FAA requirements. You knew it was a requirement and should have known it may need to be validated some day. No different with your taxes. You have no obligation to document most of your enties, but if you can't prove them when the tax man comes calling to verify, you lose. That is pretty standard when you sign a document attesting to facts not documented.
I suspect the companies are not overly strict on the form of proof, as any logbook entry, except one signed by a CFI, is no more a reliable statement of fact than an affidavit signed by the pilot along with a rental receipt. If they are looking for prook of things like BFRs or check outs, it seems reasonable to request a logbook, as that is the standard way of a CFI signing off on that activity. Though I suspect any paper that states the fact, along with the CFI signature, would be adequate.
Larry
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If verification is required that needs to be stated up front as a condition of the policy contract, and it may very well be in the language, you'd have to check.
But signing a statement that you meet the requirements is attesting to that fact, and if no other verification is asked for then you've satisfied the requirement (provided you're stating a fact). Given no requirement to the contrary the onus is on them to prove you've lied and they would therefore be justified in not enforcing the policy because you breached the contract.
I'm not sure I understand the tax point as you are required to keep documentation of many different write-offs, but that's a completely separate topic...