Insurance for getting a PPL in your RV

[N941WR]

I have a good friend who wants to get his PPL and two CFI friends with over 500 hours in RV's. I thought it would be a no brainer putting my buddy on my insurance.

WRONG!

Here is what my insurance broker had to say on the subject:

Unfortunately, we do not have any markets that will quote a Student pilot in an experimental aircraft.

Once he is a licensed pilot we can certainly investigate at that time.

Best regards,

Have any of you run into this? If so, how did you get around it?

[pierre smith]

Bill, my stepson is working his way up to an A&P and wants to learn to fly. My wife loves the -10 and says that I should just use it...and be self-insured, for the same reason. My insurance covers me.

I'd obviously have to be very careful and ensure that he's gonna bring the airplane back in one piece. Still scratching my head over this because if someone else's property is damaged, I'm sunk.

Best,

[Clarkie]

Originally Posted by pierre smith

Bill, my stepson is working his way up to an A&P and wants to learn to fly. My wife loves the -10 and says that I should just use it...and be self-insured, for the same reason. My insurance covers me.

I'd obviously have to be very careful and ensure that he's gonna bring the airplane back in one piece. Still scratching my head over this because if someone else's property is damaged, I'm sunk.

Best,

Not a good idea, Pierre. Although James is a guy that has his head on straight and I'm sure he'll do fine, accidents happen and you'll be out a ton of $$$. Don't do it.

[N941WR]

If he was my son, I would probably self insure but think of this; if the engine dies and he puts it down safely in some farmer's bean field, you could find yourself buying thousands of dollars worth of beans.And that is if he does everything right.

I wonder if he would be covered if he got a renters policy?

[rotary57]

I got insurance as a student pilot in my 8. Aviators Insurance was the broker, US Specialty Insurance Company was the provider.

[rotary57]

Originally Posted by N941WR

If he was my son, I would probably self insure but think of this; if the engine dies and he puts it down safely in some farmer's bean field, you could find yourself buying thousands of dollars worth of beans.And that is if he does everything right.

I wonder if he would be covered if he got a renters policy?

Renting an aircraft is a commercial operation, no experimentals allowed.

[N941WR]

Originally Posted by rotary57

Renting an aircraft is a commercial operation, no experimentals allowed.

I never said I was going to rent it to him, only that he should look into renters insurance. That is what you should have if you rent or borrower someone else's plane. (My policy covers me in someone else's plane for which I'm qualified to fly, up to the limits of my policy.)

PS. Some commercial operations are allowed with E-AB's.

[apkp777]

I gave my son all the required dual but had to send him to a flight school to solo. You could do the same?

[N941WR]

Originally Posted by apkp777

I gave my son all the required dual but had to send him to a flight school to solo. You could do the same?

That may work Tony. Thanks!

[rotary57]

Originally Posted by N941WR

I never said I was going to rent it to him, only that he should look into renters insurance. That is what you should have if you rent or borrower someone else's plane. (My policy covers me in someone else's plane for which I'm qualified to fly, up to the limits of my policy.)

PS. Some commercial operations are allowed with E-AB's.

You did not say that, I read too much between the lines. I would think though, that the same insurers who would have qualms about student pilots in your own experimental aircraft would have the same qualms about student pilots in someone else's experimental aircraft. Certainly worth asking about.