Don't assume anything
Those of you who believe "certified aircraft" would cover an experimental, I sure would get a written clarification from your company if I were you. I feel if an insurance company can find a reason not to pay, they will do so.
I got a term life policy through AOPA about ten years ago, underwritten by Minnesota Life, that specifically covers being PIC in an experimental aircraft. It's not cheap at my age (58), and the benefits start to shrink as I pass 70, but I know it will pay in case the worst happens.
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Damon Wack
RV-7
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