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  #1  
Old 04-17-2020, 08:27 AM
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FasGlas FasGlas is offline
 
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Default Auto Insurers give refunds - HELLO Aviation Insurers

In the middle of this pandemic many auto insurers are giving refunds since most of the country is in "Lock Down"... A nice gesture to say the least. I wonder how many aviation underwriters would follow this example for locked down pilots.... I'll wait..
https://www.natlawreview.com/article...ding-you-money
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Old 04-17-2020, 08:48 AM
PhatRV PhatRV is offline
 
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My AAA insurance just notified me that it will make partial refund of the premium because people has stopped driving due to the stay-at-home order.
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Old 04-17-2020, 09:09 AM
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Greenley Greenley is offline
 
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I like the idea, however I am also thinking of the three airports that have been hit hard by storms in the recent past. That had to hit the insurers hard.
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Old 04-17-2020, 10:44 AM
n816kc n816kc is offline
 
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Location: Winter Haven, FL
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Default Currency?

Auto rating is in large part based on both individual risk factors and miles driven. The more you’re on the road, the more risk you’re exposed to.

With flying there’s currency and proficiency to consider. I’m at my best when I fly regularly. Take a few weeks off and I am not as good for the first couple of flights back. I was flying more 4 weeks ago than today and I’m don’t feel as sharp right now as I did then.

I’m sure the risk and proficiency curves start to diverge again at some point, but most of us don’t fly enough to worry about that I suspect.
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Last edited by n816kc : 04-17-2020 at 10:46 AM.
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  #5  
Old 04-17-2020, 04:19 PM
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cfiidon cfiidon is offline
 
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Default Ordered

The insurers did not do it on their own, at least here in California.

The insurance commissioner ordered them to do it.
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  #6  
Old 04-17-2020, 04:27 PM
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Default You?ll wait ...

Quote:
Originally Posted by FasGlas View Post
In the middle of this pandemic many auto insurers are giving refunds since most of the country is in "Lock Down"... A nice gesture to say the least. I wonder how many aviation underwriters would follow this example for locked down pilots.... I'll wait..
https://www.natlawreview.com/article...ding-you-money
... a very long time ... lots more competition (and regulation) in the auto market ...
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  #7  
Old 04-18-2020, 07:43 AM
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grubbat grubbat is offline
 
Join Date: May 2012
Location: Ga
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Default Aviation Insurance

I don?t think aviation insurance is going to go down anytime soon due to several high profile accidents (ie helicopter crashes), tornados over airports, and high dollar settlement cases (jury awards millions). One would think that those things shouldn?t impact us experimental folks but it does, at least for now. My buddy who is an airline pilot saw his 182 premium go up 200.00 year over year. My Aerostar premium stayed the same because it?s liability only but I?m expecting the RV-9 insurance to go up even though it has a safer record than the other models lately.
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  #8  
Old 04-18-2020, 10:55 PM
vgb vgb is offline
 
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Location: northern Cal
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Default insurance

My aircraft insurance went up. The said it was because of all the fires we have had on the west coast. ?????????????
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  #9  
Old 04-18-2020, 11:32 PM
Dan92 Dan92 is offline
 
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Location: Lake City, FL
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I haven't slowed down on my flying hours so I don't see why they would do that. Aviation is an essential business here.

Dan
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  #10  
Old 04-19-2020, 07:39 AM
pa38112 pa38112 is offline
 
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Location: Clarksboro, NJ
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So auto insures did that because they knew legislation would be coming. They would rather give back a little than give back what the law makers would mandate. The public was starting to gripe.
There will never be a public outcry to support GA - As a good friend once told me, and hit helps me keep life in perspective: "No One is ever going to feel sorry for someone who owns their own airplane."
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