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  #21  
Old 04-12-2019, 08:00 AM
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ColoRv ColoRv is offline
 
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Wow. What a horrible outcome. I am shocked to hear that your partner?s mistakes hurt you after the divorce. How is that justified? I think I would speak to AOPA?s legal team about that one.

The RV series are such docile taildraggers, to loop one in calm winds is beyond ridiculous. Your partner should hand you the three years of increased insurance costs.

I hope we see you at SnF again next year. The offer stands.
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  #22  
Old 04-12-2019, 08:00 AM
Scott Hersha Scott Hersha is offline
 
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Location: Cincinnati, OH
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"...The morale of this story is airline pilots are not very good at stick and rudder..."

I also disagree with this comment, even though I?ve gone through a couple prop strikes with airline pilot partners. I am an airline pilot (Retired) and I consider myself a pretty good stick and rudder aviator. On the first one, the pilot hadn?t even taxied the airplane yet. He never even left the parking spot where he was starting the engine! My second partner is willing to do the right thing and pay the increased cost of the insurance - I just talked to him. I just need to decide if I want to continue in a partnership, and I don?t think I do. My original comment about picking partners with 25K hours was meant to mean - ?don?t assume anything just because someone has a tremendous amount of flight time?. This type of flying is new to them and there is a learning curve. I didn?t realize the ramifications of the insurance problems that arise when there is a claim. Now I do, and hopefully a few others on the forum do too now. Spreading out fixed costs in a partnership may not be as good as it seems at first.
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  #23  
Old 04-12-2019, 08:22 AM
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titanhank titanhank is offline
 
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Location: Friendswood, Tx
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Sell the plane to a trusted friend, wife, kid etc. Insure it under their name and you fly it under the open pilot clause. My insurance has me named and any pilot with 500tt, 100tw and 25 in make and model is automatically insured. Do this for a year and then “buy” it back. Don’t let them defeat you so easily. My premium on $75k value is $954/yr.
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  #24  
Old 04-12-2019, 08:25 AM
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Toobuilder Toobuilder is offline
 
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Location: Mojave
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Agree with others that the partner "at fault" needs to cover all of the premium increase. You should not have to pay a penny more than you were before the claim.

Short of that, dump the partners and fly liability only for a while, or see what a "not in motion" policy will cost. Seems like your spotless record makes you a good candidate to gamble on not being the cause of a claim.
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  #25  
Old 04-12-2019, 08:50 AM
Bavafa Bavafa is offline
 
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Location: Sacramento, CA
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This is real sad and rather unfortunate. I am glad that all parties involved in the accident are safe and not physically harmed.

Hope they step up and accept responsibility for the financial injury, thru higher premium, that they have caused you, even if they are not part of the partnership anymore. This is what a responsible person does or should do.
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  #26  
Old 04-12-2019, 09:03 AM
lr172 lr172 is online now
 
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Quote:
Originally Posted by DeeCee 57 View Post

Kinda strange from the insurance only linking the aircraft, not the individual, to the premium increase.
I would guess that the insurance company is penalizing the policy holder, not the aircraft, as they try to recoup their payout and reduce further risk.
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  #27  
Old 04-12-2019, 09:05 AM
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rvmills rvmills is offline
 
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Scott,

This is a very sobering account, and I'm very sorry it's gone down this way for you. Definitely a wake-up call and a good warning of caution. Sounds like your partner is a stand-up guy and doing what's right. I hope you find a good insurance solution as well. The other principle in our airshow team is in a consortium of several airplanes and owners, and I'll ask him about his insurance coverage(s). Perhaps there is a nugget in there you could use. Back atcha after we talk this weekend.

As for the airline pilot comment...its noise in a much more important thread. Let's be better than over-generalizing and finger pointing. Tribalism like that doesn't build strength within our pilot community. For every airline pilot that may be weak in GA planes due to time away from that environment, there are 1000s that benefit, and are stronger pilots...on the job and in their RV or other GA plane...from the best training environment and highest safety standards in the world. Same is true in GA-only pilots...some fly bare mins each year, while many fly their keesters off, and are some of the most current and solid pilots around. So this airline guy, with a 0.96:1 landings-to-flight time ratio over 42 years, is raising the BS flag on that comment!

Good luck on the resolution Scott!

Cheers,
Bob
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  #28  
Old 04-12-2019, 09:08 AM
ksdflying ksdflying is offline
 
Join Date: Mar 2018
Location: Antioch, Tennessee
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Crud! So sorry to hear this. I am not surprised. The thought of insurance when I researched this has at times very nearly stopped me from building and sell this rv8 project. Very sad to hear this. So sorry...I am envious of your RV-8's Wish I could see them. Would love to meet you one day.
Don't give up...surely there is an attorney out there that can help you.
Appreciate you sharing this. I was considering forming a not for profit airplane club for Experimental plans and owners only, but the thought of insurance....ughh. Sad.
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  #29  
Old 04-12-2019, 09:09 AM
lr172 lr172 is online now
 
Join Date: Oct 2013
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Quote:
Originally Posted by rocketman1988 View Post
"...The morale of this story is airline pilots are not very good at stick and rudder..."

Really?

What an arrogant comment. I am hoping you have the skills to back it up...

Just remember, accidents CAN and DO happen to everyone.

As far as the insurance racket goes, it doesn't apply to just airplanes. Several years ago, I had a lightning strike on my house. It was irrefutable as it struck the air conditioning compressor and followed the line wiring into the house. It fried the dishwasher and one laptop, as well as the air conditioning compressor. Total claim ~$4000. One year later, a tornado touched down on the neighbors property. It was close enough to knock 4 trees over in my back yard. My policy had a "$1000 for storm damage tree removal" feature, so I used it.

The insurance company paid the two claims...then dropped me as "high risk". Realize that I had been with them for more than a decade with no claims. That "high risk" tag must be communicated across the companies, because I had to get insurance from Lloyds, and it was expensive.

I guess I should have known where the lightning would strike and the tornado would touch down before I built the house...what a racket...
This is very commonplace. I tend to evaluate the cost of any damage and likely rate hicks or cancellation possibility (including incremental cost of future opressive rates) before processing a claim. Then its a simple math computation to decide whether the outcome of a claim is net positive or negative. We're lucky. In our state it is illegal for ins companies to raise rates or cancel due to claims arising from storm damage. We had major hail damage last year.

Larry
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Last edited by lr172 : 04-12-2019 at 09:11 AM.
  #30  
Old 04-12-2019, 09:12 AM
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RV8iator RV8iator is offline
 
Join Date: Nov 2006
Location: Saint Simons Island , GA
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Quote:
Originally Posted by Tommy123 View Post
The morale of this story is airline pilots are not very good at stick and rudder. No offense but it?s true. Managing a B-777 is not the same as hand flying a airplane.
I have a neighbor that drives the B-777 and he agrees with me.
I just wish there was an ?eye roll? button.. for you and your neighbor!
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