Doh! I guess I didn't recognize you without your last name :-)
Yes, you pretty much have it. When I built my -8, I got the tail and wings to the pre-cover inspection stage. The inspector at the time said the fuselage didn't need a pre-cover inspection because he could see everything he needed to see at the final inspection. Whether this is true of the -14 or not I don't know. I would ask your inspector.
So, this means I was able to get away with just two inspections which saved a couple $$.
Hope this helps...
RV-8 C-GURV (Flying since Nov 2004) - Sold
Scratch building 4pl Bearhawk
Flying a '79 Maule M5-235C
President EAA 245 Ottawa, ON