Many airports require a certain minimum level of liability coverage if you base your aircraft at the airport.
David Heal - Windsor, CA (near Santa Rosa)
EAA #23982 (circa 1965) - EAA Technical Counselor and Flight Advisor; CFI - A&I
RV-12 E-LSA #120496 (SV w/ AP and ADS-B 2020) - N124DH flying since March 2014 - 1,060+ hours (as of Aug 2021)!
through June 2022.