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Barrowing a Friend's RV
Hi all,
Been stalking the site for a week or two now. Heavily considering beginning an -10. A friend of mine has one. Was considering trying to work out a way I could use it while I'm building mine. How do I go about borrowing his RV and both of us being covered insurance wise and everything? I have the standard AOPA non-owned plane insurance with hull insurance. I do plan on some transition training.. Thanks, GJ |
Welcome to VAF
Kyle, welcome to VAF:D
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Assuming your friend is open to this, you need to be on his insurance as a named pilot. Hopefully you have similar or better qualifications than your friend, policies are written to the least qualified named pilot. You should try to log 10 hours in his plane as PIC prior to asking the insurance company to be named on the policy (safety pilot time would be perfect). The 'everything' side of it would be up to him as the airplane owner. I know I take maintenance labor and alcohol as tribute from the non-family member on my policy. JMHO.
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Have him add you to his policy as an additional pilot. Insurance company will most likely require your logbook/ experience information and maybe a checkout in the plain.
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Awesome! Thanks all!
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It is my understanding that being listed as a Named Pilot or Additional Pilot does not afford the NP or AP any guaranteed level of coverage -- it only serves to protect the Insured. If the NP or AP is considered negligent, it is possible that the insurance company will protect/reimburse the Insured but may subrogate against the NP or AP. Be sure to check with your insurance agent/company to verify your desired coverage.
If you are flying someone else's plane as PIC, you would greatly benefit from non-owner coverage. |
First thing you need to do: go to EAA.org, and read the rights and limitations of EAB aircraft. One is that they cannot be used for compensation or hire, so unless your friend will let you fly for free, you have a problem. Some posts have suggested illegal ways around this. Some posts have suggested mis-representing your logbook data. Do what you think is best for your friend.
There are really only two ways to legally do this: 1, You have a really good friend, who will really let you fly for free. 2. You can buy a fraction of his plane, and become a co-owner. |
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?Operator? is faa-speak for the person having operational control of the airplane. e.g., the owner. The owner cannot be hired, paid, or otherwise compensated for any use of his airplane involving the carriage of people or cargo. It?s hard to imagine a rental with no person on board being carried somewhere. But my opinion doesn?t count. Ask the FAA for their interpretation. |
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